Kola's AI Systems
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2026-04-10

NAIC bulletins and your next exam

When bulletins show up in principals' inboxes, examiners are already comparing notes across states. Documentation beats improvisation.

Multi-state brokers often assume AI scrutiny is "someday." In practice, several states are already examining how carriers and intermediaries govern models and vendor tools.

Examiners don't expect perfection on day one — they expect traceability: policies, inventories, testing where models affect coverage decisions, and evidence that licensed staff review material outputs.

If you can show a written program aligned to the NAIC model bulletin and your footprint, you're in a different conversation than "we're still figuring it out."

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